Bellevue Home Insurance Policy Change Triggered Moss Removal

An insurance company may require roof cleaning of moss as part of their policy conditions to ensure that the property remains in good condition and to reduce the risk of damage. Moss growth on a roof can trap moisture, which over time can lead to wood rot, shingle deterioration, and potential leaks. Insurance companies often consider this a maintenance issue, as failure to address moss buildup can increase the likelihood of roof damage, which would ultimately result in costly claims. By enforcing moss removal, insurers aim to prevent preventable issues that could lead to more expensive repairs or replacements in the future.

In some cases, an insurance company may mandate moss removal as a condition for renewing a homeowner's policy or processing a claim. This requirement emphasizes the homeowner's responsibility to maintain their property in a safe and insurable condition. Failure to comply with this request may result in higher premiums, denial of coverage, or even cancellation of the policy. Homeowners are typically advised to use professional moss removal services to ensure that the job is done properly and without causing further damage to the roofing materials, which could inadvertently void their coverage.

Location: Bellevue, WA